Calgary Temporary Life Insurance – Money Back Investment Advisors Guide Updated

Canadian Life Insurance Guides, a group of independent life insurance advisors, has updated their guide to finding quality life insurance to include money-back insurance options. Money-back life insurance is also sometimes called temporary life insurance.

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The updated guide includes detailed information about how money-back life insurance works. This form of insurance is different from the standard options in that it pays out whether the owner outlives their policy or not.

Most life insurance policies have a few things in common. The first is that they are significantly less costly for younger individuals. As people age the policies can quickly become expensive, and often unaffordable. The other thing most insurance policies have in common is that when the insurance term ends, the purchaser gets nothing back from their investment.

The issue with these two common similarities is that as a person ages they often cannot afford to continue purchasing life insurance, and the money already invested no longer benefits them in any way. This is where money-back life insurance differs from the standard options.

When the insurance period runs out, clients with money-back life insurance can receive the money-back that they have paid into their insurance policy back. This does not change the basics of how the policy works, if the purchaser does not live until the end of their policy, it still pays out to their beneficiaries as regular term insurance would.

This type of insurance option is made possible by having the money paid into insurance invested in the markets for the duration of the policy. To determine whether or not they qualify, clients can take a short quiz on the Canadian Life Insurance Guides website. The quiz is short and contains easy to answer questions about the client’s age, gender, and basic medical conditions.

One satisfied client said, “We wanted to purchase life insurance and we contacted Derek. He has been extremely friendly and understanding of our needs and found great coverage and a rate that fits our budget. His communication is top-notch and makes everything simple and easy to understand. Overall our experience has been positive, we feel confident in our decision.”

For more information about money-back life insurance please visit

Canadian Life Insurance Guides
Canadian Life Insurance Guides
Suite 280
23 Sunpark Dr SE

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Kolkata Local journalist was involved in the writing and production of this article.